Privacy Policy

Last updated: June 2026. We take your privacy seriously — here is exactly how we handle your data.

The Short Version

Our budgeting tools and calculators run entirely inside your browser. No numbers you enter into any calculator are ever sent to our servers. We do not store your financial data.

What Data We Collect

When you visit AIBudgetGenius.com, standard web server logs may record your IP address, browser type, and the pages you visit. This is standard practice for all websites and helps us understand which tools and content are most useful.

If you sign up for our email newsletter, we collect your email address. We use this solely to send the content you requested. We do not sell or share your email address with third parties.

Calculator Data

All data entered into our budget planner, budget calculator, savings goal calculator, and debt payoff calculator is processed entirely within your own browser using JavaScript. This data is never transmitted to our servers. Your currency preference is saved locally in your browser's localStorage — this never leaves your device.

Cookies

We use minimal cookies — primarily to remember your currency preference and whether you have dismissed the newsletter popup during your current session. We do not use advertising cookies or tracking pixels.

Google Analytics

We use Google Analytics to understand how visitors use our site. This collects anonymised data such as page views, time on page, and country of origin. No personally identifiable information is collected by Analytics. You can opt out using the Google Analytics Opt-out Browser Add-on.

Affiliate Links

Some links on our site are affiliate links. When you click these and make a purchase, third-party affiliate networks (such as ShareASale, Impact, or CJ Affiliate) may set their own cookies to track referrals. See our Affiliate Disclosure for full details.

Third-Party Services

We use Google Fonts to load typography. This causes your browser to make a request to Google's servers. No personally identifiable information is sent.

Your Rights

You have the right to request access to any personal data we hold about you, and to request its deletion. Since we hold only email addresses for newsletter subscribers, you can unsubscribe at any time using the link in any email we send.

Changes to This Policy

We may update this privacy policy from time to time. The date at the top of this page will always reflect the most recent update. Continued use of the site after changes constitutes acceptance of the updated policy.

Contact

For any privacy-related questions, contact us at hello@aibudgetgenius.com.